Terms of Service

1. Acceptance of Terms

By accessing or using Cognira ("the Platform"), you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our services.

2. Description of Service

Cognira provides AI-augmented intelligence training programs, certifications, templates, labs, and related educational content. Our services include:

• Structured intelligence training programs
• Professional certification pathways
• Downloadable cognitive frameworks and templates
• Access to applied intelligence labs and simulations
• Cohort-based learning experiences
• Enterprise training partnerships

3. User Accounts and Registration

To access certain features, you may need to create an account. You agree to:

• Provide accurate and complete information during registration
• Maintain the security of your account credentials
• Notify us immediately of any unauthorized access
• Be responsible for all activities under your account

4. Membership Tiers and Access

Cognira offers three membership tiers: Explorer, Architect, and Sovereign. Each tier provides different levels of access to our training programs, templates, labs, and community features. Specific features and benefits are outlined on our pricing page and are subject to change.

Content Usage: Course content is for personal, non-commercial use only. You may not:

• Share, distribute, or resell course materials
• Record, copy, or reproduce course content for distribution
• Use course content to create competing products or services
• Remove watermarks or proprietary notices from materials

5. Payment and Refunds

Pricing: All prices are listed in USD. We reserve the right to change pricing at any time, but changes will not affect purchases already made.

Refund Policy: We offer a 30-day money-back guarantee for all membership purchases. If you are not satisfied with your Cognira membership, you may request a full refund within 30 days of purchase by contacting [email protected]. Refunds are processed within 5-10 business days. This policy does not apply to enterprise partnerships or custom training programs, which have separate terms.

6. Intellectual Property

All content on Cognira, including text, graphics, videos, logos, and software, is the property of Cognira or its licensors and is protected by copyright, trademark, and other intellectual property laws.

7. User Conduct

You agree not to:

• Violate any applicable laws or regulations
• Infringe on the rights of others
• Transmit harmful code, viruses, or malicious software
• Attempt to gain unauthorized access to our systems
• Harass, abuse, or harm other users
• Use automated systems to access the Platform without permission

8. Disclaimers and Limitations

No Guarantees: While we strive to provide high-quality educational content, we make no guarantees about specific results, income, or outcomes from using our courses.

Educational Purpose: Our content is for educational purposes only and should not be considered professional advice. You are responsible for how you apply the information learned.

Third-Party Tools: We may reference third-party AI tools and services. We are not responsible for changes to, discontinuation of, or issues with third-party services.

9. Limitation of Liability

To the maximum extent permitted by law, Cognira shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses.

10. Modifications to Service

We reserve the right to modify, suspend, or discontinue any part of the Platform at any time. We will make reasonable efforts to notify users of significant changes.

11. Termination

We may terminate or suspend your account and access to the Platform immediately, without prior notice, for conduct that we believe violates these Terms or is harmful to other users, us, or third parties, or for any other reason.

12. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the United States, without regard to its conflict of law provisions.

13. Changes to Terms

We may update these Terms from time to time. We will notify users of material changes by posting the new Terms on this page and updating the "Last Updated" date. Your continued use of the Platform after changes constitutes acceptance of the new Terms.

14. Contact Information

If you have questions about these Terms, please contact us at:

Email: [email protected]
Support: [email protected]